Mortgage Advice That Puts You First
Helping buyers, newcomers, and homeowners secure the right mortgage — with clear guidance, honest advice, and a smooth closing experience.
Our Clients Trust Us With Their Mortgages
Every review here is from a real client we’ve helped with their mortgage. We’re proud of the relationships we build and the results we deliver.
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Share Your Experience
If we’ve helped you with your mortgage, we’d be grateful if you shared a few words. Your feedback helps other families feel more confident choosing us.
How we use your review
Once you submit your review, we’ll take a quick look to make sure everything is clear, respectful, and safe to share. After that, it may appear on our website alongside other client feedback.
We really appreciate you taking the time to share your experience — it genuinely helps other buyers and homeowners feel more comfortable reaching out.
Mortgage Solutions Built Around You
We don’t believe in one-size-fits-all. We take the time to understand your story, your goals, and your comfort level — then match you with the right strategy and lender.
From “Where do I start?” to “We got the keys!”
Get clear answers on down payment, closing costs, qualifying income, and rates. We’ll help you feel confident, not overwhelmed.
Don’t auto-renew without checking your options
When your mortgage comes up for renewal, it’s a chance to improve your rate or structure. We’ll compare options so you don’t leave money on the table.
Use your home equity wisely
Consolidate higher-interest debt, fund renovations, or plan for future goals with a refinance strategy that fits your long-term plan.
How It Works
A simple, transparent process from first conversation to final approval — so you never feel lost or rushed.
Connect & Understand
We start with a quick call or message to learn about your goals, timeline, and comfort level. No documents needed for this step.
Strategy & Pre-Approval
We review your documents, run the numbers, and outline your options in clear language so you can decide what feels right.
Approval & Beyond
We handle the lender, paperwork, and status updates — and stay in touch even after closing as your long-term mortgage partner.
Friendly, honest advice — backed by technology.
Behind Yadav Mortgages is a blend of mortgage knowledge and technology experience. That means you get personal guidance plus smart tools to keep things organized and simple.
We understand that every family, every story, and every mortgage file is different. That’s why we ask questions, listen carefully, and explain your options clearly — so you can make decisions with confidence.
“I finally felt like someone was on my side, breaking everything down step-by-step.”
Whether it’s your first home or your fifth, we’re here to help you feel calm, informed, and well taken care of — not rushed or pressured.
Ready to talk about your mortgage?
Share a few details and we’ll follow up with next steps — no obligation, just honest guidance and options that make sense for you.
Not sure if you’re ready yet? That’s okay. You can reach out just to ask questions, even if you’re months away from buying or renewing.
Let’s Get You Some Answers
Fill out this form and we’ll follow up with next steps. You can ask anything — qualifying questions, rates, down payment rules, or just “where do I start?”.
Sandhya Yadav
Serving clients across Ontario, with a focus on GTA and surrounding areas.
Mortgage Agent Level 1
M23007106
Email: sandhya.yadav@mtgarc.ca
Hours: Evenings & weekends by appointment.
We’re happy to connect by phone, Zoom, or email — whatever works best for you and your schedule.